International Standard 2025

Zakat
Calculator

Purify your wealth with absolute precision. The world's most advanced Zakat tool. We calculate your liability on Gold, Crypto, Stocks, and Property using live global market data—Shariah compliant, private, and 100% free.

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Complete Zakat Guide Check Nisaab

Zakat Status

Gold Rate (24k)

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1.2%

Nisaab Threshold

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PKR / USD / AED

Eligibility 100%

Crypto Support

Multi-Currency

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Zakat Calculator Online

The Prophet Muhammad (ﷺ) said: “The best of charity is that given by a wealthy person.” (Sahih al-Bukhari, Hadith 1396)

Nisab Threshold (Gold)

PKR 0

@ 0/g (87.48 grams)

Nisab Threshold (Silver)

PKR 0

@ 0/g (612.36 grams)

Note: Gold and Silver prices change daily. Please verify today's rate in the boxes below for accuracy.

Select Currency

Gold Rate (Per Gram)

Silver Rate (Per Gram)

1. Your Assets (Wealth You Own)

Cash in Hand & Bank

Gold (Total Grams)

Silver (Total Grams)

Business Goods / Stocks

Savings / Investments

2. Your Liabilities (Deductible)

Debts You Owe

Immediate Expenses Due

Calculation Summary

Total Assets: + PKR 0

Total Liabilities: - PKR 0

Net Worth: PKR 0

ZAKAT PAYABLE (2.5%): PKR 0

*Calculated using the Silver Nisab Threshold (PKR )

How to Use This Tool

Calculate your accurate Zakat in 4 simple steps.

Select Region

Choose your currency (PKR, INR, USD). The calculator will automatically fetch the standard Gold & Silver rates for your region.

Update Rates

Market prices change daily. For 100% accuracy, verify today's Gold price per gram and update the rate box if needed.

Enter Assets

Input the value of your Cash, Gold, Silver, and Business stock. Then, enter any debts you owe to calculate your pure Net Worth.

View Result

Click calculate. We will compare your wealth with the Nisab Threshold and show you the exact 2.5% Zakat payable.

Why Calculate Zakat Online?

Calculating Zakat manually can be complex because of varying gold purities and silver rates. This tool automates the math based on the Silver Nisab Standard (612.36g), which is preferred by scholars to ensure maximum benefit for the needy.

Privacy Note: This calculator runs entirely in your browser. No financial data is sent to our servers.

Zakat by Asset Type

Learn specific rules and calculation methods for each type of wealth.

Zakat on Gold Read Guide Zakat on Silver Read Guide Salary Read Guide Property & Real Estate Read Guide

4.9/5 Average Rating

Trusted by the Ummah

See what our users say about the accuracy and ease of our calculator.

Ahmed K.

Karachi, Pakistan

"Finally, a tool that makes Zakat on gold easy to calculate. I used to struggle with Tola conversions, but this does it automatically. May Allah reward the developers."

Sara M.

London, UK

"I love the feature where I can verify the gold rates manually. It gives me peace of mind knowing my Zakat calculation is 100% accurate according to today's market."

Omar F.

Dubai, UAE

"Very clean interface and mobile friendly. The explanation about the Nisab threshold helped me understand exactly when I become eligible to pay. Highly recommended."

Empowering Muslims to Purify Wealth with Confidence

In the modern world, wealth is no longer just gold coins and livestock. With the rise of cryptocurrencies, stock portfolios, 401(k) plans, and digital banking, calculating Zakat has become increasingly complex. ZakatCalculator.co was built to solve this problem.

We bridge the gap between authentic Islamic Fiqh and modern financial assets. Our platform is designed to be the most comprehensive, easy-to-use resource on the web, ensuring that Muslims everywhere can fulfill their third pillar of Islam with absolute precision and peace of mind.

Our Pledge

"To provide a free, accessible, and distraction-free tool that empowers every Muslim to calculate their Zakat obligations accurately, without fear of overpaying or underpaying."

Frequently Asked Questions

Expert answers to the most common Zakat queries, based on authentic rulings.

How is Zakat calculated on gold jewelry that is worn daily?

There is a difference of opinion among scholars. The Shafi'i, Maliki, and Hanbali schools generally exempt jewelry used for daily wear. However, the Hanafi school regards all gold and silver as Zakatable, regardless of usage, provided it meets the Nisaab weight (87.48g). To be safe and maximize spiritual reward, many Muslims choose to pay Zakat on all jewelry.

Can I give Zakat to my parents, children, or spouse?

No. You cannot give Zakat to your direct ascendants (parents, grandparents) or direct descendants (children, grandchildren), nor to your spouse. You are already Islamically obligated to support them financially. However, you can give Zakat to siblings, cousins, aunts, and uncles if they qualify as needy (poor).

Is Zakat paid on total income or just savings?

Zakat is not an income tax. It is paid on your savings and assets held for one full lunar year (Hawl), not on your monthly salary check. If you spend all your income on living expenses and have no savings left at the end of the year, no Zakat is due.

What is the current Nisaab for Zakat 2025?

The Nisaab is not a fixed currency amount; it is fixed by weight. The Gold Nisaab is 87.48 grams (7.5 Tola), and the Silver Nisaab is 612.36 grams (52.5 Tola). You must check the current market price of these weights in your local currency (PKR, USD, INR, etc.) to know the cash threshold.

Can I pay my Zakat in advance or monthly installments?

Yes, it is permissible to pay Zakat in advance. Many people estimate their Zakat liability for the year and pay it in monthly installments to spread the cost. At the end of the year, you should calculate the exact amount due; if you paid less, you must pay the difference. If you paid more, it counts as voluntary charity (Sadaqah).

Is Zakat due on the house I live in or my car?

No. Personal assets used for daily life, such as your primary residence, personal vehicle, clothing, furniture, and tools used for work, are completely exempt from Zakat. Zakat is only due on assets that have the potential for growth, such as cash, gold, investment properties, and business inventory.

Does debt reduce the amount of Zakat I have to pay?

Yes, immediate debts reduce your Zakatable wealth. You can deduct short-term liabilities (e.g., this month's bills, rent due, or loan payments due within the current lunar year) from your total assets. However, many scholars state that you cannot deduct the entire amount of long-term debts (like a 30-year mortgage) all at once.

Is Zakat due on Stocks, Shares, and Cryptocurrency?

Yes. If you purchased stocks or crypto for trading/resale, Zakat is due on their entire current market value. If you bought shares for long-term dividends, Zakat is generally due on the "Zakatable assets" of the company (cash + inventory - liabilities) relative to your share percentage.

What if I missed paying Zakat in previous years?

Zakat is a debt to Allah and does not expire. If you missed paying in previous years, you must estimate your net worth for each of those years and pay 2.5% on it immediately. This is known as Qada (makeup) Zakat.

Should I pay Zakat in Ramadan or on my due date?

Zakat becomes obligatory exactly one lunar year (Hawl) after you first reached the Nisaab threshold. You must pay it by that date. However, if your due date is near Ramadan, many people choose to pay it during Ramadan to gain the multiplied rewards of the blessed month, which is permissible.

Do I pay Zakat on business inventory?

Yes. Any goods intended for sale (trade inventory) are Zakatable. You must calculate their total wholesale value (current market price) on your Zakat due date and pay 2.5%. Equipment, fixtures, and furniture used in the business are exempt.

Are taxes deductible from Zakat?

Taxes paid to the government do not replace Zakat, as Zakat is a religious act of worship. However, any taxes that are currently due and payable can be treated as a debt and deducted from your total wealth before calculating your Zakat.

Our Calculation Methodology

Transparent, Sharia-compliant, and Secure.

Sharia Compliant

Formulas adhere to the standard 2.5% rule agreed upon by major Islamic schools of thought.

100% Private

Your financial data is processed in your browser. No data is stored or sent to our servers.

Live Market Rates

We use standard market rates for Gold and Silver, with the option for manual verification.

Sourced Accuracy

Nisab thresholds are calculated based on precise grammage (87.48g Gold / 612.36g Silver).

How We Calculate Zakat

Our Zakat Calculator helps you determine your net Zakat liability by subtracting eligible liabilities from your total Zakatable assets. The logic follows these steps:

Asset Valuation: All assets (Cash, Gold, Silver, Business Inventory) are aggregated.
Nisab Threshold: We compare your Net Worth against the Silver Nisab (612.36 grams). Scholars recommend the Silver standard as it benefits more needy recipients.
The 2.5% Rule: If your Net Worth exceeds the Nisab, we apply the 2.5% (1/40th) rule as prescribed in Islamic jurisprudence.

Reference Standards:
Gold Nisab: 7.5 Tola (approx 87.48 grams)
Silver Nisab: 52.5 Tola (approx 612.36 grams)

Disclaimer: This tool is designed for educational and informational purposes to assist in calculating Zakat. While every effort is made to ensure accuracy, specific rulings may vary based on your Madhab (School of Thought). For complex financial situations, please consult with a qualified Mufti or Islamic Scholar.